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Know Your Rights as a Homebuyer
Before you start, there are many laws that protect you from scams, unnecessary expenses, and discrimination in the process of buying a home. Know your rights! Find out How Much Mortgage Can You Afford
You can save yourself a lot of wheel-spinning if you take a minute to figure out how much mortgage you can afford. Generally, a lender will want your monthly mortgage payment to total no more than 29% of your monthly gross income (that's your monthly income before taxes and other paycheck deductions are taken out.) You also need to consider current loan interest rates. The lower the interest rate, the more expensive the home you'll be able to afford. Follow our tips and use these simple calculators to see how much you can afford in a mortgage payment. Create Your Wishlist
Make your Wish List. Focus on the features you want in a home 2 bedrooms or 3 1 bath or 2 Garage or no garage Knowing what you're looking for will help you focus your search. And it will help your real estate broker, too. Mortgages and Home Buying Programs
Many different kinds of mortgages are available to you. Read about them, and make sure you understand the pros and cons of each.
[ ..More About Atlanta Are you ready to buy a home. ]
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